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Timeline

2014

Special Enrollment Period

Even though the open enrollment period ended on March 31, 2014, you are still able to enroll in a health plan. All year long we can help you get a health plan if you have certain changes in your life like a new baby, a marriage, a job change, you move, Learn more.

Must have a health plan or pay a fee

Most people will need to have a health plan or pay a fee. See list of exemptions.

Florida Blue health plans offered on the Marketplace

Florida Blue offers our health plans on Marketplace, an online service set up by the government where you can enroll in health plans. Or, we can enroll you directly. There are four levels of health plans (called "metal" plans because their names are Bronze, Silver, Gold, and Platinum). They offer similar benefits and coverage, but have different costs for things like doctor or hospital visits.

Keep your plan

If you enrolled in a health plan that took effect before Dec. 31, 2013, you may be able to keep your plan, even if it doesn't include all of the benefits required by the ACA.

Pre-existing health condition exclusions banned

You can buy one of the new health plans even if you are already sick or have a health condition. Learn more.

Extra help for children

For kids under 19, all plans on the government's Marketplace include vision care and some include dental care. Learn more.

2015

Enroll in new health plans

If you don't have a health plan or missed the special enrollment period, and you have certain changes in your life, like getting married, or having a new baby, you may qualify for a special enrollment opportunity. If you currently have a health plan, you may also qualify. There are lots of special situations that qualify, so it pays to buy a health plan right now. We can help you compare, buy and enroll in a plan that fits your budget and your needs. Otherwise, you will have to wait to buy a plan during the 2015 open enrollment period. Florida Blue will start offering plans beginning October 1, 2014. Florida Blue's will have plans available through the Marketplace starting November 15, 2014. The last day to buy a health plan will be February 15, 2015. If you qualify, you could get a subsidy financial assistance to help lower the monthly cost of your Florida Blue or Marketplace plan.

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