Special Enrollment Period
All year long we can help you get a health plan if you have changes in your life like a new baby, a marriage, a job change, you move, etc. Learn more.
Enroll in new health plans
You can buy a Florida Blue health plan during this year’s open enrollment period -- October 1, 2014 through February 15, 2015.
Keep your plan
People enrolled in a “grandfathered” health plan that took effect before March 23, 2010 may be
able to keep their plan. In addition, due to a change in Federal Government guidelines, if you
were enrolled in your current health plan on October 1, 2013, you are eligible to keep it – even if
it doesn’t include all of the benefits required by the ACA. Learn more.
Enroll in new health plans
From October 1, 2013 through March 31, 2014, you can buy one of the new health plans. We
can walk you through the Marketplace, help you find out if you qualify for a government tax
credit and help you enroll in a plan that best meets your needs.
Rebates from insurance companies
Insurance companies must give back a part of the money they collect from premiums if they don't spend a certain amount of it on medical care.
Comparing health plan coverage and costs
All insurance companies must show the benefits and costs of their health plans in the same format. This format is called a Summary of Benefits and Coverage. This will make it easier to compare health care plans.
More funding for Children's Health Insurance Program (CHIP)
States that offer health care for children who don't qualify for Medicaid will get money for two more years for their programs.
New preventive benefits help people stay healthy
Some health plans will cover services like yearly check-ups and vaccines at no cost to you. Learn more.
Easier to afford prescriptions for people with Medicare
People who have Medicare get 50% off brand-name drugs if Part D doesn't pay because they have reached the coverage gap or donut hole. Subsidies for generic drugs start.
End to pre-existing conditions for exclusions for children
No child under 19 can be turned down for health insurance because of a health condition they already have. Learn more.
End to lifetime and annual dollar limits
Benefits like hospital stays no longer have dollar limits.
Insurance companies cannot cancel policies
Insurance companies cannot cancel your health insurance except in cases of fraud, or if you deliberately provide incorrect information or fail to pay premiums.
Coverage for children up to age 26
Your children can stay on your health care plan until they are 26 years old, unless they can get insurance at work.
Free consumer website
A new federal website, www.healthcare.gov
, helps you compare the prices and benefits of different health care plans.
New coverage for people with pre-existing conditions
If you're uninsured for 6 months because of a sickness or health condition you already have, you can get a special health plan called a Pre-Existing Condition Insurance Plan (PCIP). Starting in 2014, you cannot be turned down for insurance because you're sick or have a health condition. Learn more.
Medicare drug rebate
People with Medicare who reach the gap in their prescription drug coverage get $250 from the government to help close the gap.